function getRetirementPlan()
{  document.write('<APPLET name="calculator" code="RetirementPlan.class" align="baseline" WIDTH="565" HEIGHT="400" archive="dinkytown.jar"><PARAM name="SHOW_TAX" value="FALSE"><PARAM name="CURRENT_TAX" value="0"><PARAM name="RETIREMENT_TAX" value="0"><PARAM name="CURRENT_AGE" value="45"><PARAM name="HOUSEHOLD_INCOME" value="50000"><PARAM name="PRE_RATE_OF_RETURN" value="10"><PARAM name="AGE_OF_RETIREMENT" value="65"><PARAM name="POST_RATE_OF_RETURN" value="8"><PARAM name="SALARY_PERCENT" value="4"><PARAM name="YEARS_OF_RETIREMENT" value="35"><PARAM name="INCOME_PERCENT" value="90"><PARAM name="CURRENT_SAVINGS" value="100000"><PARAM name="INFLATION_RATE" value="3.1"><PARAM name="INCLUDE_SOCIAL_SECURITY" value="false"><PARAM name="MARRIED" value="true"><PARAM name="SAVINGS_PERCENT" value="8"><PARAM name="BACKGROUND_COLOR" value="FFFFDD"><PARAM name="BORDER_COLOR" value="000000"><PARAM name="BORDER_TYPE" value="NONE"><PARAM name="BORDER_WIDTH" value="2"><PARAM name="BACKGROUND" value="background.jpg"><PARAM name="TEXT_FOR_REPORT" value="<HTML><HEAD><TITLE>Retirement Planner</TITLE><META HTTP-EQUIV=Content-Type CONTENT=text/html; charset=iso8859-1><META NAME=Description CONTENT=Financial Calculators, &QCPQ;1998-2005 KJE Computer Solutions, LLC. For more information please see http://www.dinkytown.net><STYLE><!--BODY, TABLE, TD, TH, UL, OL, DD, DL, P, BR {font-family: Verdana, Arial, Helvetica, sans-serif;font-size: 10pt;}H1 {font-family: Verdana, Arial, Helvetica, sans-serif;font-size: 13pt;font-weight: bold;}DT {font-family: Verdana, Arial, Helvetica, sans-serif;font-size: 10pt;font-weight: bold;}P.footer {font-family: Verdana, Arial, Helvetica, sans-serif;font-size: 9pt;}DIV.large {font-family: Verdana, Arial, Helvetica, sans-serif;font-size: 13pt;font-weight: bold;}--></STYLE></HEAD><BODY bgcolor=#FFFFFF LINK=#003399 VLINK=#666666 BGCOLOR=#FFFFFF><CENTER><table border=0 bgcolor=#000000 width=468 cellspacing=1 cellpadding=0><tr><td width=100%><table bgcolor=#FFFFDD border=0 width=468 cellspacing=1 cellpadding=5><tr><td width=100% align=center valign=middle><DIV class=large>Retirement Planner Results</DIV></td></tr></table></TD></TR></TABLE></CENTER><H1>RESULTS_MSG</H1><P>END_OF_RETIREMENT_MESSAGE RESPONSE This is based on retirement expenditures of INCOME_REQUIRED_AT_RETIRE per year. This amount is INCOME_PERCENT of your last years income of INCOME_AT_RETIRE. SOCIAL_SECURITY_MSG<P><ADJUST_ADVICE>To meet your goal, you may wish do one of the following:<UL><LI>Increase contributions to ADJUST_SAVINGS_RATE of your income.<LI>Increase your rate of return before retirement to ADJUST_ROR.<LI>Reduce your required income at retirement to ADJUST_INCOME_REQUIRED of your final years income.<LI>Delay your retirement until age ADJUST_YEARS.</UL></ADJUST_ADVICE><CENTER><table border=0 bgcolor=#000000 width=95% cellspacing=1 cellpadding=0><tr><td width=100%><table bgcolor=#FFFFFF border=0 width=100% cellspacing=1 cellpadding=5><TR BGCOLOR=CCCCCC><TD COLSPAN=4><CENTER><B>Results Summary</B></CENTER></TD></TR><TR><TD><b>Current age</b></TD><TD>CURRENT_AGE</TD><TD><b>Household income</b></TD><TD>HOUSEHOLD_INCOME</TD></TR><TR><TD><b>Rate of return before retirement</b></TD><TD>PRE_RATE_OF_RETURN</TD><TD><b>Age of retirement</b></TD><TD>AGE_OF_RETIREMENT</TD></TR><TR><TD><b>Rate of return during retirement</b></TD><TD>POST_RATE_OF_RETURN</TD><TD><b>Expected salary increase</b></TD><TD>SALARY_PERCENT</TD></TR><TR><TD><b>Years until retirement</b></TD><TD>YEARS_UNTIL_RETIREMENT</TD><TD><b>Years of retirement income</b></TD><TD>YEARS_OF_RETIREMENT</TD></TR><TR><TD><b>Percent of income at retirement</b></TD><TD>INCOME_PERCENT</TD><TD><b>Current retirement savings</b></TD><TD>CURRENT_SAVINGS</TD></TR><TR><TD><b>Percent of income to contribute</b></TD><TD>SAVINGS_PERCENT</TD><TD><b>Expected inflation rate</b></TD><TD>INFLATION_RATE</TD></TR><TR><TD><b>Your last years income</b></TD><TD>INCOME_AT_RETIRE</TD><TD><b>Retirement expenditures</b></TD><TD>INCOME_REQUIRED_AT_RETIRE</TD></TR><TR><TD COLSPAN=2><b>Include Social Security? INCLUDE_SOCIAL_SECURITY</b></TD><TD COLSPAN=2><b>Are you married? MARRIED</b></TD></TR><TR><TD COLSPAN=4><CENTER><b>Your ending balance is ENDING_BALANCE</B></TD></TR></TABLE></TD></TR></TABLE></CENTER><P><DIV class=large>Balances by year*</DIV><HR SIZE=1>**REPEATING GROUP**<P class=footer>* Understand that the likelihood of this scenario unfolding exactly as portrayed is extremely remote. It is based on the assumption that fixed rates of return, that dont vary from year to year, will apply to your entire retirement portfolio.<BR><HR SIZE=1><CENTER><P class=footer>  Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We can not and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes.  We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues. </P></CENTER><br><br></BODY></HTML>"><CENTER>This Financial Calculator requires a Browser with Java(TM) applet Support.  If you are seeing this message you will need to download SUNs Java(TM) Plug-in.  This can be done simply, and automatically, by clicking the link below: <P><A href="http://www.java.com/en/download/download_the_latest.jsp" target=_blank><b>Get the Java(TM) Plug-in!</b></A></CENTER></APPLET>');
}
